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Liberty Mutual Group Liberty Mutual Group is a diversified worldwide insurance service organization with a common mission of "helping people live safer, more secure lives." Founded in Boston in 1912, the company is one of the largest multi-line insurers in the property/casualty field. Business Insurance Liberty Mutual Group’s largest business segment provides sophisticated risk and disability management and risk transfer services under such well-known brand names as Liberty Mutual and Wausau. Along with being the leading provider of workers compensation insurance, programs and services, Liberty Mutual’s commercial insurance operations provide a wide-range of products and services, including general liability, commercial auto, business property, bonds, and wrap ups for large construction projects. It also is one of the few companies with the engineering expertise capable of providing Highly Protected Property programs for commercial accounts. Auto & Home Insurance (Individual and Family) With more than $3.8 billion in direct written premium, Liberty Mutual is one of the top 10 property and casualty providers for individuals and households in the U.S. and Canada. Full lines of coverage for homeowners, automobile, valuable possessions and personal liability are sold through more than 360 direct-sales offices and marketed through payroll deduction and direct billing to more than 8,500 companies and associations. Life Insurance (Individual and Family) Liberty Life Assurance Company of Boston offers a wide range of traditional and variable life insurance and annuity products through career representatives, financial institutions and independent brokers. In addition to having $16.1 billion of individual life insurance in-force, Liberty Life is one of the leading providers of life insurance through banks and is one of the top 10 writers of structured settlement annuities. With a long-standing commitment to professional standards of conduct in the advertising and sale of life insurance products and services, Liberty Life is an accredited member of the Insurance Marketplace Standards Association (IMSA). Group Products (Disability Insurance) Liberty Mutual’s Group Market business unit provides high-quality short- and long-term disability products and services, group life insurance and FMLA administration for businesses throughout the United States through Liberty Life Assurance Company of Boston. The Group Market business unit has responsibility for more than 1.2 million lives under group disability management, and has annual revenue for Group products and services of more than $395 million. Regional Agency Markets Regional Agency Markets (RAM) is a group of regional property and casualty companies that distribute their products and services exclusively through independent agents and brokers. Concentrating on small commercial and personal lines markets, RAM is represented throughout the United States by a variety of locally branded names: Golden Eagle Insurance, Pacific Region; Montgomery Insurance, Southeast Region; Colorado Casualty, Mountain Region; Peerless Insurance, Northeast Region; Indiana Insurance, Midwest Region; America First Insurance, Gulf Region; and Hawkeye-Security Insurance, North Central Region. The group also is represented by two specialty insurers: Summit Holdings Southeast, offering workers compensation products and services; and GoAmerica Auto Insurance, offering specialty auto insurance. Each RAM company is led by its own local management team, and focuses on fulfilling the product and service needs of the independent agents in its respective region. RAM companies have a combined direct written premium of more than $3 billion. International Operations Liberty International provides insurance products and services through subsidiary companies in Argentina, Australia, Bermuda, Brazil, Canada, China, Colombia, Hong Kong, Ireland, Portugal, Singapore, Spain, Thailand, the United Kingdom, Venezuela and at Lloyd’s. Through these operations, Liberty International tailors the strengths and expertise of Liberty Mutual in commercial and personal lines insurance. Additionally, Liberty International Underwriters offers specialty casualty, marine, energy and engineering lines of insurance through offices in Europe, Asia, Australia and North America. .com (Opens New Window) Source: Liberty Mutual Group
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